Before jumping into a debt consolidation program, there are a few things you should consider. The first step before any financial reorganization is to figure out where you are financially. Taking stock of all your debt and all your money coming in will help you better understand if debt consolidation …
Read More »What Is a CD? Should You Invest in One?
Learning to grow your money takes a certain amount of base knowledge. Understanding your options when it comes to saving and investing will help you know where to put your money for the best growth. What It Is A CD stands for certificate of deposit. This product is offered by …
Read More »Reasons to Check Your Credit Score
There are certain situations when you check on your credit score, but it is also smart to make it a habit to check it regularly. Discover why regularly checking it is crucial. Checking Your Credit Score Check It Before a Loan You will always want to check your credit score …
Read More »The Debt Snowball Method: What Is It and How Does It Work?
The debt snowball method is a strategy for paying off multiple debts that was coined by Dave Ramsey. It’s one of several incredibly popular and commonly recommended methods of paying off debt. Clear your debts with the snowball method. What Is the Snowball Debt Method? This approach to paying off …
Read More »Getting a Credit Card? Here’s How to Choose
Whether you are getting your first credit card or want to get an additional one to build your credit and have more funds available, you will want to make sure you choose the right one. When used properly, a credit card can build your credit score, give you rewards, or …
Read More »Follow These Tips to Grow Your Savings for Your Future
When it comes to personal finances, you may struggle to effectively grow your savings. Whether you just want an emergency fund or want to start saving for retirement or other goals like buying a house, you can take small steps to make the process easier. Remember that even small amounts …
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