Home Insurance: 5 Renovations That Can Affect Your Policy Rates

A man working on his home renovation

Discussing home renovation with your home insurance agent is important. It must be the first thing you should do before meeting with your contractor. Renovating a home involves careful checking and planning. Sometimes, excitement takes over. You tend to forget the realities of home insurance. Many home improvements enhance the …

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Health Insurance: How the Pandemic Affected Your Coverage

An insurance agent explaining the insurance policy to the client

Getting good health insurance coverage is critical even before the COVID-19 pandemic struck. Most working-age adults depend on their employers for their medical insurance. It is one of the enticing benefits employers offer to bring in good talent. The coverage often extends to employees’ family members. But, because of the …

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Medicare: What Are the Payment and Coverage Changes to Expect in 2021?

A physician discussing the procedures with the patient for Medicare

Medicare costs for coinsurance, premiums, and deductibles increase annually. Prospective and existing enrollees have to understand these adjustments. That way, they can make informed decisions for their plans. For 2021, the COVID-19 pandemic made the federal policymakers adjust the coverage of plans. Enrollees can have more affordable and comprehensive coverage. …

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